by Matthew Perry
(last updated February 21, 2009)
You're tired of rent and landlords and kitchens only slightly bigger than a closet. Driving through town one day, you pass your dream house and notice a for-sale sign! And the anxiety begins. You have a little money saved up, but you know it's not nearly enough to buy a house with. You, my friend, are now in the market for a loan. You make up your mind to call your bank for information the moment you get home, but on the way there, you hear ten different commercials about bank loans, and they all sound oh so confusing.
Bank loans come in all amounts, lengths, and interest rates, and the loans your bank suggests may not be the best option for you. Before signing anything, play the field a bit; visit other banks and see what they have to offer. Chances are good that you'll find something better suited to your situation than the first loan offered. Here are some questions to ask:
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