Planning and following a budget doesn't have to mean you have to do without. Learning how to create a budget that works with your expenses and income can help you save money so that you'll have the freedom to do what you want in the future.

The first step to saving money is to create a budget. The tips in this section can help you take this first step and more. You'll learn how to forecast expenses, budget for gifts, and find some tips that can help you stick with your budget.

Tips, Tricks, and Answers

The following articles are available for the 'Budgeting' topic. Click the article''s title (shown in bold) to see the associated article.

   Creating a Budget
Does your money slip away before you know it? Follow these easy steps to find out where it's going and keep it close.

   Forecasting Expenses
What does the future hold? It's hard to know for certain, but this tip can help you make some good predictions.

   How to Budget Holiday Gift Spending
Trying to live within a budget is hard a hard lesson for many people, how to budget holiday gift spending is one that is even more difficult. If you are looking for the best ways to learn this lesson painlessly, then take a look here.

   Making Your Budget Work
A non-functioning budget is about as useful as a pre-eaten meal. If you are going to have a budget, make it a working one.

   Realistic Budget Categories
Let's see, I think I'll put a little money in the Ferrari fund . . . some for a trip to Maui . . . what am I forgetting? Oh yeah: Food!

   Sticking to a Budget
Bring out your budgets and dust 'em off. You're ready to budget again, and this time you're sticking to it.