Saving money is a worthy goal, but not always as easy as it might seem. There are a number of programs and services available that can help you save. In the end, however, good old-fashioned discipline can make a huge difference in achieving your goal.

This section of tips can help you develop and follow a savings plan. You'll find information about choosing a savings account, saving for a specific goal, saving for college, and helping your children learn about saving money. There is also some great information about inflation, health savings plans, savings bonds.

Tips, Tricks, and Answers

The following articles are available for the 'Savings' topic. Click the article''s title (shown in bold) to see the associated article.

   Buying Savings Bonds
A safe investment can be a comfort in a turbulent economy. This tip goes over the why and how of buying the ultimate 'safe investment.'

   Choosing a Savings Account
Different savings accounts flood the savings market. These mug shots of commonly seen account types can help you keep them straight.

   Compound Interest Working for You
When you understand what compound interest is and how you can put it to work for you, you'll be in a better position to earn big money. Better still, you can earn it with no effort on your part!

   Health Savings Plans
Ecclesiastes says that there's nothing new under the sun. That may be true, but Health Savings Plans are still an innovative twist.

   How Inflation Affects Your Savings
Inflation is caused by rising costs for labor, production and debt payments. This in turn cuts the future buying power of your savings as things such as food, clothing and housing cost more in the future. You can measure inflation by tracking the Consumer Price Index (CPI). There are strategies for protecting savings from inflation such as buying Treasury Inflation-Indexed Securities (TIPS), which adjust the value of your principal according to increases in the CPI.

   Saving for a Goal
For most people, the good life doesn't come all at once. You can save up for it, though. Here's how to do it.

   Saving for College
College is more a social necessity than ever and the financial costs are high. Saving for college, while sometimes an overwhelming responsibility, is most definitely possible and an endeavor that will reap priceless rewards.

   Saving Money
The premise of saving money is simple. Spend less. How can you cut monthly expenses to find money to save?

   Savings Accounts for Children
Savings accounts are a valuable teaching tool for children and it can be used to foster a savings mindset that will serve children for the rest of their lives. The basics of children's savings accounts are simple and easy to understand; they'll make your children want to save!

   Starting a Savings Account for Children
It is never too early to start saving for your child's education. It is also easy to open custodial savings accounts for kids, giving the grandparents a great way to help fund their grandchildren's education. Other college savings programs include 529 plans and Coverdell Education Savings Accounts.

   Teaching Children to Save
Learning how to save money is one of those lessons that you can reapply all the time throughout your life. If you can teach your children how to and the value of saving then you'll endow them with skills and a mentality that will guide them toward success later on in life.

   Teaching Teenagers to Save
If your teen loves to spend money, as most seem to, it may be time to begin teaching them the importance of saving. Teaching teenagers to save may seem a little difficult at first, but it is entirely possible. Just use some of these methods.

   US Savings Bonds Series
US savings bonds can be found everywhere and are actually a great way to invest your money without having to risk much. Savings bonds earn more interest than regular savings accounts and it's a secure way to invest your money while still being able to receive pleasing rewards.